Chimney Ridge, Chimney Ridge South, and Valley Ridge

    The single biggest challenge for home sellers, buyers, and real estate professionals in today's market place continues to be the problems faced when a home buyer selects a predatory, on-line or out-of-state lender who does not provide reliable, quality service. With more people than ever using the internet to search for a mortgage broker, the number of problems related to the buyers getting financing arranged in a timely manner are increasing. "What kind of problems?" you ask. Well, they can range from significant delays in the scheduled closing to loss of the sale altogether, causing frustration and financial problems for both seller and buyer. In many cases, the delays and concerns about getting the loan create unbelievable stress and hardship on the parties involved.

    If you are looking for a mortgage lender, consider carefully before selecting a broker on-line or one who offices out-of-state. Also, before you commit to any lender, make sure they provide you with a complete, written Good Faith Estimate showing all of the charges, your interest rate and expected payment. Finally, it is wise to compare the fees of at least two different lenders. If you would like to have the names of two or more reputable, local lenders, contact me at 269.8922 or mistyrice@cbtulsa.com.

    With Spring here, many of us spruce up our homes and yards by adding plants and fertilizers. As the owner of two adorable rescue dogs, I encourage becoming familiar with beautiful but dangerous plants for our furry friends.

    Plants such as lilies, azaleas, kalanchoes, aloe vera plants, daffodils, iris, marigolds, and many others can cause nausea, vomiting, seizures, or even liver failure. Fertilizers and other home improvement products are also potential threats. For a more complete list, please visit websites such as www.tulsaspca.org. If you suspect your pet is poisoned, call your vet or local animal emergency room immediately.

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